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Have a good credit history, with no bankruptcies, IVA’s, Debt Relief Orders, recent CCJ’s, defaults or other ‘bad credit’ marks on your credit history

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Are not aware of any significant changes which may adversely affect your ability to continue to make repayments in the future

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Are a permanent resident of the United Kingdom for at least the last 3 years


Are employed, self-employed, retired or receiving long-term disability benefit

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Are not aware of any changes to your circumstances which could prevent you from paying your future repayments

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Are able to pay the required deposit by debit or credit card upon completion of the finance application

Sofology store

In-store sofa payment options

If you order in store, you need to place a minimum deposit of 10% of your total order value, or £100 depending on which is greater. Then you won’t need to pay the full balance until you book delivery.

Sofology mobile payment options

Online sofa payment options

If you order online we only need a 10%/ £100 deposit at the time you place your order, and then you can pay the rest at any point up to delivery. We also accept PayPal payments online, to make the process that much easier for you.