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Have a good credit history, with no bankruptcies, IVA’s, Debt Relief Orders, recent CCJ’s, defaults or other ‘bad credit’ marks on your credit history

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Are not aware of any significant changes which may adversely affect your ability to continue to make repayments in the future

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Are a permanent resident of the United Kingdom for at least the last 3 years


Are employed, self-employed, retired or receiving long-term disability benefit

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Are not aware of any changes to your circumstances which could prevent you from paying your future repayments

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Are able to pay the required deposit by debit or credit card upon completion of the finance application