Seen something you like? Search using an image.

Sofa finance options

Sofa finance options

Ready to purchase your new sofa? Discover our payment options, from purchasing up front to using our 0% APR flexible finance options.

Your Guide to Interest Free Credit Sofas

We believe paying for your furniture should be as carefully tailored as the sofa you choose. Our flexible finance options allow you to select a monthly amount that fits your vision perfectly. By adjusting your deposit* and selecting your preferred term, you can find the "just right" amount for your fussed-over favourite.

Our finance options put you in control, allowing you to pay a comfortable amount each month. You can even choose to pay a larger deposit to reduce the monthly amount. Interest Free Credit is available on purchases with a minimum balance of £600, with bespoke terms ranging from 12 months up to 4 years at 0% APR.**

*Deposit payment by card only.
**£600 minimum spend applies. Interest Free Credit is available for personal use only, up to a maximum value of £25,000. Example monthly payments are illustrated using a 10% deposit (or £100, whichever is greater). All credit is subject to status and acceptance. We work with multiple lenders, which may result in more than one credit search on your file. 

Terms & Conditions

Are you eligible for finance?

If you wish to use our finance option, you’ll need to be eligible. This means you:

thumbs up

Have a good credit history, with no bankruptcies, IVA’s, Debt Relief Orders, recent CCJ’s, defaults or other ‘bad credit’ marks on your credit history

tick

Are not aware of any significant changes which may adversely affect your ability to continue to make repayments in the future

union flag

Are a permanent resident of the United Kingdom for at least the last 3 years

employed

Are employed, self-employed, retired or receiving long-term disability benefit

tick

Are not aware of any changes to your circumstances which could prevent you from paying your future repayments

debit or credit card

Are able to pay the required deposit by debit or credit card upon completion of the finance application

bank account

Are 18 years of age, or over

bank account

Have a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction)

Other sofa payment options

As well as our flexible finance options, you can also choose to pay up front in store or online, or pay a deposit and pay the full balance once your delivery date is booked. Want to pay half now and half when you book your delivery? It’s entirely up to you.

Find A Store Online & Webchat Call Free on 0800 140 40 40